How to Read DVC Resale Market Data (And What Most Buyers Miss)
Price per point is the most-cited number in DVC resale, and also the most misleading. Here's what lifetime cost per point tells you that $/pt can't.
Why Price Per Point Lies to You
When most people shop DVC resale, they sort by price per point and pick the lowest number. It feels logical, but it ignores the two biggest variables that determine what you'll actually spend over the life of the contract.
Variable 1: How many years are left on the deed
A $100/pt contract at Beach Club Villas (deed ends 2042) gives you 16 years of points. A $110/pt contract at Copper Creek (deed ends 2068) gives you 42 years. The "cheaper" contract costs you nearly 3x more per point once you account for the full deed life.
Variable 2: Annual dues compound over time
Every resort charges annual maintenance dues, currently ranging from $7.58/pt (Bay Lake Tower) to $10.46/pt (Vero Beach). Over a 40-year deed, those dues dwarf the purchase price. A resort with $2/pt higher dues costs you $80 extra per year on a 200-point contract. That's $3,200 over 40 years, more than many ask-price differences.
What Lifetime Cost Per Point Actually Measures
Lifetime cost per point adds together everything you'll spend: purchase price, transaction fees, and every maintenance due payment. Then it divides by every point you'll ever use. It's the only number that makes contracts at different resorts, with different deed lengths, genuinely comparable.
Browse our current listings sorted by lifetime cost per point to see which contracts are actually the best value right now.