VBRAvailable✨✨✨✨✨Banked Points
Disney’s Vero Beach Resort
Listed by Fidelity Real Estate · Listing #241793
Lifetime Cost / ptⓘ
$19.16
How this is calculated:Purchase cost $10,850 + Lifetime dues $37,860 = Total $48,710 ÷ 2,542 lifetime points = $19.16/pt
TCPPⓘ
$4.27
True Cost Per Point — your purchase price plus closing costs, divided by the total lifetime points in the contract. Dues not included.
True Lifetimeⓘ
$22.18
True Lifetime Cost Per Point — the most complete estimate. Includes purchase costs, admin fee, and projected annual dues growing at 3%/yr over the life of the contract.
Ask Price
$10,000
Annual Points
150
Price / Point
$66.67
Use Year
N/A
Years Remaining
16
Annual Dues
$2,234
Points Available
| Use Year | Points | vs Annual (150 pts) |
|---|---|---|
| 2026 | 292 | +142 banked |
| 2027 | 150 | |
| 2028+ (annual) | 150 | Full alloc. each year |
▶How calculations work
TCPP = (ask + $700 closing + $150 other costs) ÷ lifetime points. Lifetime Cost/pt = TCPP + current annual dues per point (flat, no growth assumed). True Lifetime Cost/pt = all purchase costs + $500 admin fee + estimated lifetime dues compounding at 3%/yr, ÷ lifetime points. Lifetime points = near-term available points + annual points × (years remaining − 1) + bonus points. Dues from most recent year on record. All figures are estimates; verify with the broker before purchasing.