SSRAvailable✨✨✨✨✨Partial Pts
Saratoga Springs
Listed by Vacation Club Life · Listing #5SS009K
Lifetime Cost / ptⓘ
$12.90
How this is calculated:Purchase cost $16,850 + Lifetime dues $41,648 = Total $58,498 ÷ 4,533 lifetime points = $12.90/pt
TCPPⓘ
$3.72
True Cost Per Point — your purchase price plus closing costs, divided by the total lifetime points in the contract. Dues not included.
True Lifetimeⓘ
$17.75
True Lifetime Cost Per Point — the most complete estimate. Includes purchase costs, admin fee, and projected annual dues growing at 3%/yr over the life of the contract.
Ask Price
$16,000
Annual Points
160
Price / Point
$100.00
Use Year
October
Years Remaining
28
Annual Dues
$1,470
Points Available
| Use Year | Points | vs Annual (160 pts) |
|---|---|---|
| 2026 | 53 | 107 stripped |
| 2027+ (annual) | 160 | Full alloc. each year |
▶How calculations work
TCPP = (ask + $700 closing + $150 other costs) ÷ lifetime points. Lifetime Cost/pt = TCPP + current annual dues per point (flat, no growth assumed). True Lifetime Cost/pt = all purchase costs + $500 admin fee + estimated lifetime dues compounding at 3%/yr, ÷ lifetime points. Lifetime points = near-term available points + annual points × (years remaining − 1) + bonus points. Dues from most recent year on record. All figures are estimates; verify with the broker before purchasing.